2018-12-09 By Tanya G. Dixon
According to the weather specialists, hurricanes can appear anywhere from June 1 to November 30. Given the statistics of damages and losses, it’s exceedingly wise to incorporate the proper steps that help stem related devastation to human life, home, business, car and any other property you own.While homeowners, renters and business owners should systematically procure appropriate insurance coverage, it is those who live directly in the line of storm danger that need to ensure their policy covers all angles of possible risks. To this important end, coastal property owners should go over their plans carefully. Enlisting the service of an understanding independent insurance agent will be of added benefit. He or she should be able to candidly tell you about any discrepancies while advising you how to fill in the gaps so that you will have the necessary coverage when you need it most.Most certainly, your insurance agent will stress the importance of making copies of important papers, particularly those proving your undisputed ownership of your house, company, car, boat and anything else of value. Once this is done, you should put the originals in one secure place and the copies off-site spot.The next course of action by those living in coastal areas, as well as mobile home and high-rise apartment building complexes is to design an evacuation plan. Government agencies usually have already done a good part of the work in this area by mapping out an evacuation route for your location. Be sure to study it and do an evacuation-drill with your family and loved ones before any anticipated hurricane or tropical storm comes your way. If you own a pet, make the appropriate evacuation plans for it as well, by reserving place at an animal shelter in advance of a corresponding weather alert.Simultaneously, families should update their emergency kit. Make sure there is a sufficient supply of bottled water, food, blankets and other essentials. Store all of this in one easy- to- carry container – one that you can grab in a rush to get out.Homes or buildings that are already in disrepair stand a greater chance of incurring further damage from a wind or rain storm. This is why the savvy property owner will make sure prior repair jobs are completed prior to inclement weather. The number place to check for in a structure is the roof. Look out for loose or missing shingles and any other less than perfect condition!Another way to minimize potential damage of a threatening storm is to tightly secure or remove objects in your yard that can be turned into hurling debris once picked up by high winds.Lastly, but nonetheless high on the importance list is the need for businesses to have a computer data support system. Transfer data to another protected site so that you can retrieve the information when the storm has died down.Mother Nature has ensured that life never gets too boring. Stay safe!